BSN

BSN FINANCEMENT

Why group your credits?

💰

Reduce your monthly payment

By grouping several credits into one, you can reduce the indicative monthly payment and free up budget.

📊

Simplify your management

A single credit, a single interlocutor, and a clear debit date.

⏰

Adjust the duration

Possibility of extending the indicative repayment period to soften the monthly load.

💳

Regain financial margin

Grouping can help you regain borrowing capacity for future projects, depending on your situation.

Estimate the impact of a grouping

Warning: borrowing money also costs money.

This simulation is purely indicative, guarantees no savings, has no contractual value, and does not replace personalized advice. Any credit is subject to the analysis of your file and legal checks applicable in your country of residence.

Current monthly payments €/mes

Total outstanding capital €

Before grouping 800

→

After grouping (example) 320

💰 Estimated savings 480

Request a personalized analysis →

Examples of credits that can be grouped

✓

Consumer credits

Car, personal loan, works, revolving credit...

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Mortgage credit

Main or secondary residence, according to the applicable legal framework.

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Recurring overdrafts

Frequent negative balances on your current account.

✓

Tax debts

Overdue taxes or duties, in compliance with applicable regulations.

How does a grouping work?

1

Free analysis

We analyze your financial situation and existing credits based on the information provided.

2

Indicative proposal

You receive an example of a new monthly payment and indicative duration.

3

Acceptance

If the proposal suits you, the contractual documents are prepared.

4

Repayment of your current credits

Your existing credits are repaid under the agreed conditions and you keep only one monthly payment.

Frequently Asked Questions about consolidation / grouping

When is it interesting to group?

For example, when you have several ongoing credits, a high monthly load, or need to regain margin in your budget. Each situation is analyzed on a case-by-case basis.

Can additional cash be included?

In some cases, additional cash can be included in the grouping, always in compliance with the law and your repayment capacity.

Are there costs linked to grouping?

Fees or indemnities may apply when prepaying your current credits, depending on your contracts. These elements are detailed in your proposal.

How long does the process take?

Indicatively, several weeks may elapse between the request and the finalization of the operation, depending on the complexity of the file.

Take back control of your budget

Request a first free and no-obligation analysis online.

Request a grouping study

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