How does it work?
Create your account
Online registration in a few minutes. After verification, your account is activated.
Choose your investment solutions
Determine which savings and investment solutions are adapted to your profile and risk tolerance.
Invest the desired amount
Make a deposit from your secure space and build your example portfolio.
Track your performance
Regularly consult the evolution of your investments and adjust your strategy if necessary.
Comparison table
💡 Advice from our experts
Diversify
Do not concentrate all your wealth on a single product. Diversify your investments across several solutions to reduce risk.
Think long term
The best performances are often obtained over time. Invest preferably with a horizon of at least 5 to 10 years.
Regular payments
Automatic monthly payments smooth entry points and reinforce the effect of compound interest.
Track your investments
Regularly follow the evolution of your portfolio and adjust your strategy if necessary. The dashboard helps you keep an overview.
Investment Documentation
Portfolio operation
Create a portfolio and link your investments (savings, life insurance, securities, real estate fund). Each investment has a quantity, a purchase price, and a current price.
Calculation of returns
Current value is calculated based on the most recent prices. Gains/losses and return (%) are compared to the invested amount.
Security and custody
Your data is protected. Deposits and withdrawals (including crypto operations if activated) are made from your secure client area.
Fees and conditions
Possible fees depend on the product (life insurance, real estate fund, etc.). Consult the Rates and Conditions section for more details.
Scenarios over 1, 5, and 10 years (not guaranteed)
Savings Account
Fixed interest rate of 2.5% per year, with interest capitalization.
- 1 año: 10 000 € → 10 250 €
- 5 años: 10 000 € → 11 314 €
- 10 años: 10 000 € → 12 801 €
Life Insurance
Scenarios at 4% (cautious) / 6% (balanced) / 8% (dynamic).
- 5 años (6 %): 10 000 € → 13 382 €
- 10 años (6 %): 10 000 € → 17 908 €
- 10 años (8 %): 10 000 € → 21 589 €
Securities Account
High volatility: example of long-term average return of 7%.
- 5 años: 10 000 € → 14 026 €
- 10 años: 10 000 € → 19 672 €
- 15 años: 10 000 € → 27 588 €
Real Estate Fund
Return of 4.5% per year, plus moderate revaluation.
- 5 años: 10 000 euros → 12 466 euros (ingresos acumulados + ligera revalorización)
- 10 años: 10 000 euros → 15 539 euros
- Liquidity: resale of shares may take 2 to 3 months
FAQ risks and security
Can I lose money?
On market-linked investments (securities account, unit-linked life insurance), capital is not guaranteed. Over the long term, diversification can help reduce risk, but loss remains possible.
What investment horizon?
Savings: short term. Life insurance: generally at least 8 years. Securities account: often 5–10 years. Real estate fund: rather 8–10 years.
How can I limit risk?
Diversify across different products (savings, life insurance, securities, real estate fund), invest regularly, and avoid emotional decisions.
Liquidity and withdrawals
Savings: immediate. Life insurance: generally 48–72h. Securities account: depends on market liquidity. Real estate fund: resale of shares may take 2 to 3 months.
Data and transaction security
Your data is protected and all transactions go through the secure client area. Quotes are updated via our systems and external feeds.
Ready to grow your savings?
Join thousands of savers and investors who choose BSN FINANCEMENT, without guaranteed return.